Your SubscriptionSavings Playbook

Netflix

$15.49/moPause to Save

Downgrade to Standard with Ads → save $16/mo

ESPN+

$11.99/moNegotiable

Bundle with Disney+ and Hulu for $16.99 — saves $13/mo vs buying all three separately

HBO Max

$19.99/moNegotiable

Downgrade to With Ads tier → save $11/mo

Criterion Channel

$11.99/moNegotiable

Check your library's Kanopy access first — it's free and covers many Criterion classics. If you subscribe, always use annual billing ($8.33/mo vs $10.99/mo) and check Criterion's newsletter for seasonal promo codes before signing up. For light viewers (1-2 films/month), rotate: subscribe for a month, binge, cancel, return later.

Apple TV+

$9.99/moHard Line

Bundle with Apple Music Student → get it free

Hulu

$9.99/moWin-Back Email

Cancel to get $0.99/mo retention offer

Amazon Prime Video

$14.99/moHard Line

EBT/Medicaid discount → save $8/mo

YouTube Premium

$14.99/moPause to Save

Student discount → save $6/mo or use free YouTube

Crunchyroll

$14.99/moNegotiable

Solo viewer? Downgrade to Fan ($7.99) and save $2/mo, or use the free tier with 1-week delay

MGM+

$6.99/moNegotiable

Downgrade to ad-supported tier ($2.99/mo) → save $4/month

Disney+

$10.99/moWin-Back Email

Downgrade to Basic with ads → save $6/mo

Peacock

$7.99/moNegotiable

Cancel → accept the 50% off offer in the flow, or downgrade to Premium and save $6/mo

Paramount+

$13.99/moNegotiable

Downgrade to Essential (save $6/mo) or cancel → accept the discount offer in the flow

BritBox

$8.99/moNegotiable

Annual plan saves 25% ($69.99/yr) → check if included in cable package

YouTube Music

$12.99/moHard Line

Use free tier with ads or downgrade → save $12.99/mo, get YouTube Premium Student for $8.99 if eligible

Tidal

$12.99/moWin-Back Email

Get annual plan or use 50% retention offer before cancelling → save $1.95/mo on annual or $6/mo short-term

Amazon Music

$11.99/moHard Line

Use included Prime Music (2M songs) instead of Unlimited → save $11.99/mo or get Prime Student for both

Deezer

$11.99/moNegotiable

Switch to Spotify Free or get annual Deezer plan → save $11.99/mo or $2.40/mo

Apple Music

$11.99/moHard Line

Switch to Spotify/Apple Music Free tier or get Family plan ($2.83/person) → save $10.99/mo individually

Spotify

$12.99/moPause to Save

Student discount → save $6/mo or cancel and use free tier

SoundCloud Go

$10.99/moWin-Back Email

Use free tier with ads → save $4.99/mo or choose annual Go for better value

Adobe Creative Cloud

$59.99/moNegotiable

Student discount saves $40/mo or call retention for 25-40% off

Zoom

$16.99/moHard Line

Use Zoom Free (40-min limit) or Google Meet 24-hour free tier → save $17/mo or use annual Pro ($15.64/mo)

Canva Pro

$14.99/moHard Line

Use Canva Free or get 50% retention offer → save $7-$8/mo or use annual Pro ($11/mo)

Evernote

$12.99/moHard Line

Use Notion Free or Microsoft OneNote instead → save $12.99/mo or use annual Evernote ($116/year)

Slack

$12.50/moHard Line

Use Slack Free or switch to Discord Free → save $12.50/mo or archive messages periodically

Grammarly

$12.00/moHard Line

Use Grammarly Free or get 50% retention offer before cancelling → save $6/mo or use annual plan ($2/mo savings)

Figma

$12.00/moHard Line

Use Figma Free for 3 projects or upgrade to annual plan ($11.20/mo) → save $12/mo or $9.60/mo

Notion

$10.00/moHard Line

Use Notion Free (99% of features) or upgrade to annual Plus ($100/year) → save $20/year vs monthly

Google Workspace

$7.00/moHard Line

Use free Google Account → only upgrade to Business Starter if custom domain is critical

Microsoft 365

$9.99/moHard Line

Students get it free, or use Office Online for basic needs

Todoist

$4.99/moHard Line

Use Todoist Free (5 projects) or switch to Microsoft To Do Free → save $5/mo or use annual Pro ($40/year)

1Password

$4.99/moHard Line

Bitwarden offers 90% of 1Password's features free — worth evaluating before renewing

Tresorit

$10.42/moHard Line

Use Proton Drive free tier (same E2E encryption) or Cryptomator + Google Drive (free alternative) instead

Google One

$2.99/moHard Line

Check your actual storage usage — most users need less than 100GB ($1.99/mo). Share your plan with family to split costs. Switch Google Photos to 'Storage saver' to free up space.

Dropbox

$11.99/moHard Line

Google Drive gives 15GB free — most users can replace Dropbox Plus entirely and save $11.99/mo

iCloud+

$3.99/moHard Line

Check your actual storage usage — most users can downgrade to 50GB ($0.99) by clearing old backups

Wall Street Journal

$39.00/moNegotiable

Always negotiate discount before cancelling → get 50-75% off or use promo codes $10 for 3 months

The Economist

$30.00/moNegotiable

Always get 50-75% retention discount before cancelling → $12 for 12 weeks or get 50% for 1 year

New York Times

$19.00/moNegotiable

Get 50% retention offer before cancelling or use $1 for 4 weeks promo → save $50+/year

Financial Times

$39.00/moNegotiable

Get 50% retention offer before cancelling or use $1 for 4 weeks promo → save $96+/year

Medium

$15.00/moHard Line

At $5/month, Medium is cheap — but the real question is whether you read enough to justify it. Check your reading stats (Profile → Stats): if you read fewer than 5 articles/month, the free tier covers you. If you're on Friend of Medium ($15/mo), downgrade to Member ($5/mo) for identical reading features and save $120/year.

Substack

$5.00/moHard Line

Subscribe only to free Substack newsletters → save $12+/mo per subscription skipped

The Athletic

$13.99/moNegotiable

Switch to annual billing (saves 40%), or check if the NYT All Access promotional rate ($6/mo) is cheaper than standalone Athletic — it often is, and you get News + Games + Cooking too.

Noom

$59.00/moNegotiable

During cancel flow, Noom offers 50-80% off → negotiate for best price before cancelling, or use annual plan

ClassPass

$79.00/moNegotiable

The 8-credit plan at $19/mo is the smart entry point for light users. Always go through the full cancellation flow (not customer service) to trigger retention discounts — ClassPass shows 2-3 escalating offers. If you cancel completely and wait 1-2 weeks, the win-back email offer is usually better than anything in the cancel flow.

Peloton

$44.00/moNegotiable

No Peloton hardware? Downgrade from All-Access ($44) to App One ($12.99) and save $31/mo

Aaptiv

$14.99/moNegotiable

Skip Aaptiv → use Nike Training Club, YouTube, or Apple Fitness+ (free/cheaper alternatives)

Calm

$14.99/moNegotiable

Check if your employer provides Calm free, or cancel → accept the annual plan discount in the flow

Strava

$11.99/moNegotiable

Free tier covers 95% of use cases → skip premium unless you actively use training plans

Headspace

$14.99/moNegotiable

Cancel → accept 50% off annual offer, or check if your employer provides Headspace free

Amazon Fresh

$14.99/moHard Line

If you have Prime, Fresh is free. Standalone is $15/mo → switch to Walmart+ ($12.98) or use Instacart

Shipt

$10.99/moNegotiable

Annual plan ($99/yr) saves ~25% → or use Target Circle 360 for included Shipt+

DoorDash DashPass

$9.99/moNegotiable

Sign up during free/discount promos → rotate between DoorDash, Grubhub+, and Uber Eats Pass for always-free delivery

Uber Eats Pass

$9.99/moNegotiable

Use Uber One free promo or rotate between delivery subscriptions → save $120/year

Grubhub+

$9.99/moHard Line

Don't pay for Grubhub+ separately — it's included FREE with Amazon Prime. If you already have Prime ($14.99/mo), activate Grubhub+ at amazon.com/prime/offer/grubhub and cancel your separate Grubhub+ subscription.

Instacart+

$9.99/moNegotiable

Sign up during free promo → save $20 for 2 months or switch to Walmart+ ($12.98/mo)

PlayStation Plus

$11.99/moNegotiable

Downgrade to Essential (save $7-13/mo) — online multiplayer + free games without the game catalog

Discord Nitro

$9.99/moHard Line

Use Discord Free or use Nitro Classic ($9.99) → save $3-$13/mo

Ubisoft+

$17.99/moNegotiable

Skip most months → subscribe only for 1-2 months when new Ubisoft AAA titles release

Roblox Premium

$9.99/moHard Line

Skip Premium → use free tier and earn Robux from creating games or buy gift cards when discounted

Xbox Game Pass

$17.99/moNegotiable

PC-only gamer? Downgrade from Ultimate to PC Game Pass and save $8/mo

Minecraft Realms

$7.99/moHard Line

Free vanilla Minecraft + Aternos server (free) → split cost with friends if using Realms

Udemy Business

$29.99/moHard Line

Use YouTube free tutorials or get Udemy courses on deep discount (never pay full price) → save $400+/year

MasterClass

$30.00/moWin-Back Email

Only use during 50% off promos or rotate free trials from competitors → save $60-$100/year

Coursera Plus

$59.00/moHard Line

Use Coursera Free audit-only or get 50% off Plus ($15/mo) → save $45-$60/mo

LinkedIn Learning

$39.99/moHard Line

Most people paying for LinkedIn Learning are overpaying. Check three free paths first: (1) your employer may already provide access, (2) your public library likely offers it free with a library card (2,700+ libraries do), (3) students get it free via Microsoft 365 Education. If none apply and you must pay, annual billing ($19.99/mo) saves 50% vs monthly.

Skillshare

$19.99/moWin-Back Email

Rotate free 7-day trials monthly → effectively free, or use YouTube for similar content

Codecademy Pro

$19.99/moHard Line

Use freeCodeCamp free or rotate 7-day Codecademy trials → save $20/mo or use Coursera free courses

Brilliant

$14.99/moNegotiable

Use Khan Academy free or get Brilliant promo (free month) → save $15/mo or rotate promos

Blinkist

$12.99/moWin-Back Email

Get 50% retention offer or use annual plan ($8/mo) → save $6/mo or $4/mo

Audible

$14.95/moNegotiable

Cancel → pause for 3 months (credits preserved), or wait 2 weeks for a 50% off win-back email

ChatGPT Plus

$20.00/moHard Line

Use free ChatGPT tier for most tasks → save $20/mo or try Claude/Perplexity free alternatives

GitHub Copilot

$10.00/moHard Line

GitHub's free tier includes 2,000 completions/month — try it before renewing paid

T-Mobile Experience Beyond

$100.00/moNegotiable

Switch to an MVNO on the same network and save ~$78/mo

T-Mobile Better Value

$46.67/moNegotiable

Switch to an MVNO on the same network and save ~$72/mo

T-Mobile Experience More

$85.00/moNegotiable

Switch to an MVNO on the same network and save ~$62/mo

Verizon Unlimited Ultimate

$90.00/moNegotiable

Switch to an MVNO on the same network and save ~$55/mo

AT&T Wireless

$75.99/moNegotiable

Start with AutoPay via bank account ($10/mo instant savings), then call 611 and say 'cancel' to reach retention for a $10-20/mo loyalty credit. If they won't budge, switch to Cricket — same AT&T towers, $35/mo unlimited.

Verizon Unlimited Plus

$80.00/moNegotiable

Switch to an MVNO on the same network and save ~$50/mo

AT&T Unlimited Extra

$75.99/moNegotiable

Switch to an MVNO on the same network and save ~$45/mo

AT&T Unlimited Premium

$85.99/moNegotiable

Switch to an MVNO on the same network and save ~$45/mo

AT&T Unlimited Starter

$65.99/moNegotiable

Switch to an MVNO on the same network and save ~$40/mo

Verizon Unlimited Welcome

$65.00/moNegotiable

Switch to an MVNO on the same network and save ~$40/mo

T-Mobile Essentials

$60.00/moHard Line

Consider a cheaper alternative to save ~$38/mo

Google Fi Unlimited Plus

$50.00/moHard Line

Consider a cheaper alternative to save ~$28/mo

Mint Mobile Unlimited

$30.00/moHard Line

Consider a cheaper alternative to save ~$16/mo

Cricket Wireless Unlimited

$55.00/moHard Line

Consider a cheaper alternative to save ~$15/mo

Visible

$25.00/moHard Line

Consider a cheaper alternative to save ~$12/mo

US Mobile Unlimited

$25.00/moHard Line

Consider a cheaper alternative to save ~$2/mo

Boost Mobile Unlimited

$25.00/moHard Line

Negotiate with retention for bill credits

Hinge

$32.99/moHard Line

Hinge's free tier with 8 daily likes is sufficient for most users — the like cap actually improves match quality by forcing deliberate choices. If you need premium, always commit to 6 months (saves ~50% vs monthly).

Tinder

$15.99/moHard Line

Use Tinder Free or switch to Bumble/Hinge Free → get 50%+ retention offer before cancelling if you love Gold

Bumble

$15.99/moHard Line

Use free tier or get 50%+ discount before cancelling → save $10/mo or try Hinge

NordVPN

$11.99/moWin-Back Email

Switch to the 2-year plan at $3.09/mo — saves 74% vs monthly billing