Drop in a bank statement CSV and the scanner finds your recurring charges, matches them to 179 known services, and shows your real monthly total, entirely on your device. No bank login. No Plaid. Nothing uploaded. The average person finds $50–150/month they could cut.
Drop your bank statement here (CSV or PDF)
or click to choose a file
Your data never leaves your browser. The statement is analyzed entirely on your device, we don't upload, store, or see your transactions. Only the subscriptions you choose to add are saved.
How to get your CSV
Log in to your bank → find your account activity or statements → look for "Export" or "Download" → choose CSV. Works with Chase, Amex, Bank of America, Capital One, Discover, Citi, Wells Fargo, and most others. A 2–3 month export gives the best detection. PDF statements work too: CSV is most reliable, PDF is easiest from mobile banking apps (use the share or download button).
No CSV handy? See how it works with a sample statement, fake data, real experience.
No bank login. No Plaid. No upload. Your statement is parsed on your device and discarded, only the subscriptions you choose to keep are saved.
Use your bank's website, not the app, most banking apps can only share PDFs. On the website, open your account activity and look for Export or Download, then pick CSV. Two to three months of history gives the best detection.
Log in at chase.com → choose the account → above the transaction list, click the download icon → "Spreadsheet (Excel, CSV)" → set the date range → Download. The Chase app cannot export CSV.
Log in at americanexpress.com → Statements & Activity → set your date range → Download (top right) → CSV. Include "All transaction details" if asked.
Log in at bankofamerica.com → select the account → above transactions, click Download → choose "Microsoft Excel format (CSV)" and your date range.
Log in at capitalone.com → choose the card or account → Download Transactions → CSV. The app can email statements but only as PDF.
Log in at discover.com → Activity & Statements → set the period → Download icon → "Excel/Spreadsheet (CSV)".
Log in at citi.com → select the account → above the activity list, Export → CSV → choose the date range.
Log in at wellsfargo.com → Accounts → Download Account Activity → choose "Comma Delimited (CSV)" and the account + date range.
Different bank? Almost every bank's website has a CSV export on the account activity page, and PDF statements from mobile banking apps work too. CSV is the most reliable format.
Export a CSV of recent transactions from your bank's website, then drop it into the LowerMySubs scanner. It detects recurring charges, matches them to known services, and shows your total monthly subscription spend in about 30 seconds, no bank login required.
Your statement is never uploaded. All parsing happens in your browser on your device, LowerMySubs never sees, stores, or transmits your transactions. Only the subscriptions you explicitly choose to add are saved. There is no Plaid integration and no bank login.
CSV exports from Chase, American Express, Bank of America, Capital One, Discover, Citi, and Wells Fargo are detected automatically, and a generic parser handles most other banks' CSV formats. PDF statements are supported too, which is the easiest route from mobile banking apps.
Log in to your bank's website, open your account activity or statements page, and look for an Export or Download option, then choose CSV. On mobile, downloading a PDF statement from your banking app works too. A 2–3 month export gives the best subscription detection.
Two to three months is ideal. Monthly subscriptions appear 2–3 times at regular intervals, which lets the scanner confirm they recur. A 12-month export also catches annual subscriptions like Amazon Prime or Costco renewals.
Each detected subscription is matched to LowerMySubs' catalog of 179 services, so you get a savings playbook for each one, retention scripts, hidden discounts, and cheaper alternatives. The average user finds $50–150/month in potential savings.