Question 1

How many subscriptions does the average person have?

Accepted Answer

The average American has 12 active subscriptions and spends $219 per month on recurring charges — but most people underestimate their total by 2.5x. A quick subscription audit helps you see the real number.

Question 2

Is it worth paying for a subscription tracker?

Accepted Answer

Most paid trackers like Rocket Money charge $7-15/month or take 30-60% of your savings. LowerMySubs gives you a full subscription audit for free — no bank login, no fees. You keep 100% of what you save.

Question 3

How do I find forgotten subscriptions I'm still paying for?

Accepted Answer

Start by checking your bank and credit card statements for recurring charges. Then use our free subscription audit tool to catalog everything in one place. We track 166+ services and flag ones you might be overpaying for.

Question 4

What is a subscription audit checklist?

Accepted Answer

A subscription audit checklist is a systematic review of every recurring charge you pay. You list each subscription, check if you still use it, look for cheaper alternatives or retention discounts, and cancel the ones that aren't worth it. Our tool automates most of this process.

Question 5

Do I need to connect my bank account?

Accepted Answer

No. LowerMySubs is 100% privacy-first. You manually add subscriptions from our pre-populated catalog — no bank login, no Plaid, no data sharing. Your data stays in your browser until you choose to create an account.

Question 6

How is this different from Rocket Money or Trim?

Accepted Answer

Rocket Money requires a bank connection (Plaid), charges $7-15/month, and takes 30-60% of any savings from bill negotiation. LowerMySubs is free, works globally, requires no bank login, and gives you step-by-step optimization playbooks for 166 services so you negotiate yourself and keep all the savings.

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