Microsoft 365

How to Lower Your Microsoft 365 Costs

2026 Cost Reduction Guide

Current Pricing

Microsoft 365 costs $9.99 per monthly as of February 2026.

Microsoft 365 Subscription

$9.99/monthly

Office suite with Word, Excel, PowerPoint, and cloud storage.

How to Pay Less for Microsoft 365

Save up to $6.99/month with these proven strategies

Hidden Discounts (2)

student
Save $6.99/mo

Free Office 365 for students

Valid school email address

Apply now
annual
Save $1.16/mo

Annual plan: $69.99/year (vs $83.88/year monthly)

Anyone willing to pay annually

Apply now

Plan Downgrade Opportunity

If you're the only user, Personal saves $3/mo

Microsoft 365 Personal
$6.99/mo
  • 1 person
  • Office apps
  • 1TB OneDrive
Microsoft 365 Family
$9.99/mo
  • Up to 6 people
  • Office apps
  • 1TB per person

Free Alternatives (3)

Microsoft Office Online

Free web-based versions of Word, Excel, PowerPoint with 5GB OneDrive

75%
coverage
Web-onlyLimited featuresOnly 5GB storageRequires internet
Try it free

Google Workspace (free)

Google Docs, Sheets, Slides with 15GB Drive storage

70%
coverage
Different interfaceLess advanced features15GB shared across all Google services
Try it free

LibreOffice

Free open-source office suite with desktop apps

80%
coverage
Different UISome compatibility issues with complex Office filesNo cloud storage
Try it free
💡

Best Strategy:

Students get it free, or use Office Online for basic needs

Price History

Last updated: February 2026

Subscription prices change frequently. We track Microsoft 365 pricing to help you know when rates increase.

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About Microsoft 365: Office suite with Word, Excel, PowerPoint, and cloud storage.