Back to blog
April 9, 20268 min readHealth & Fitness

How to Cancel Planet Fitness (And Why They Make It So Hard)

Step-by-step guide to canceling Planet Fitness in 2026. In-person, certified mail, and the few locations that allow online cancellation. Plus how to avoid the annual fee trap.

By LowerMySubs Research TeamVerified April 2026
How to cancel Planet Fitness membership guide

Planet Fitness has 2,400+ locations and 18+ million members — making it the largest gym chain in America. It's also one of the hardest to cancel.

Here's exactly what you need to do.

The Cancellation Methods (Ranked by Difficulty)

Method 1: In Person at Your Home Club (Most Common)

  1. Visit your home club (the specific location where you signed up)
  2. Ask the front desk staff to cancel your membership
  3. They'll have you fill out a cancellation form
  4. Get a copy of the cancellation confirmation — do not leave without it
  5. Allow 30 days notice before your next billing date

Important: You must cancel at your home club specifically. A different Planet Fitness location generally cannot process your cancellation.

Method 2: Certified Mail

If you can't visit in person (you've moved, for example):

  1. Write a cancellation letter with: your full name, date of birth, address, membership ID (on your key tag or app), and the statement "I hereby request cancellation of my Planet Fitness membership effective immediately"
  2. Mail it via USPS Certified Mail with Return Receipt to your home club's address
  3. Keep the certified mail receipt as proof

Method 3: Online (Select Locations Only)

A small number of Planet Fitness locations now allow online cancellation through the member portal. Check your specific club's policy in the Planet Fitness app.

The Annual Fee Trap

Both membership types charge a $49 annual fee once per year, typically in your second month of membership. This fee is often the surprise that catches members off guard:

  • If you joined in January, your annual fee hits in February (and every February after)
  • The annual fee is non-refundable — if you cancel the day after it's charged, you don't get it back
  • Strategy: Cancel at least 30 days BEFORE your annual fee date to avoid the charge

Black Card Early Termination Fee

If you signed a 12-month Black Card commitment, canceling before the 12 months are up incurs an early termination fee of up to $58. Month-to-month Black Card members have no termination fee.

What NOT to Do

Do not just stop paying. If your payment method fails or you remove it, Planet Fitness will:

  1. Continue attempting to charge you
  2. Add late fees to your account
  3. Eventually send your balance to collections
  4. This can affect your credit score

Always formally cancel, even if it's inconvenient.

Alternatives After Canceling

AlternativeMonthly CostBest For
Home workouts (YouTube, Nike Training Club)FreeBudget-conscious, flexible schedule
Community center gym$5-15/moBudget option with basic equipment
YMCA$25-50/moFamilies, community programs
ClassPass (8 credits)$19/moVariety across studios
Equinox (lol)$200-395/moPremium everything

For most Planet Fitness members leaving due to cost, free home workouts (YouTube, Nike Training Club app) provide a solid alternative at $0/month.

How Much Would You Save?

How many lines do you need?

$0.00/mo

$0/year

$0.00/mo

$0/year

With 1 line, you'd save

$0/year

That's $0.00/mo back in your pocket

Frequently Asked Questions

Can I cancel Planet Fitness online?
Only at select locations. Most Planet Fitness clubs still require in-person cancellation at your home club or a certified letter. Check your club's specific policy on the Planet Fitness app or website.
Does Planet Fitness charge a cancellation fee?
Classic members: no fee. Black Card members on a 12-month commitment: early termination fee up to $58. Month-to-month Black Card members: no fee with proper notice.
How do I avoid the Planet Fitness annual fee?
The $49 annual fee is charged once per year (typically in your second month of membership). To avoid it, cancel at least 30 days before the annual fee date. If you just got charged, you generally cannot get a refund on the annual fee.
Can I cancel Planet Fitness by phone or email?
No. Planet Fitness does not accept cancellations by phone or email at most locations. You must visit your home club in person or send a certified letter.
What happens if I just stop paying Planet Fitness?
Your account will go to collections. Planet Fitness will continue billing your payment method and charge late fees. If payment fails repeatedly, the debt may be sent to a collections agency and could affect your credit score. Always formally cancel.
Is Planet Fitness Black Card worth it?
At $24.99/mo vs $15/mo, the Black Card adds: bring a guest every visit, access to all 2,400+ locations, massage chairs, HydroMassage, tanning beds, and 50% off drinks. If you travel and use the guest pass regularly, yes. If you only use your home gym, Classic is fine.

Related Savings Guides

How much are you really overpaying?

Take the free 30-second quiz. Select your services, answer 3 questions, and see your personalized savings instantly.