Subscription companies have retention teams.
You should too.
Every major subscription — Netflix, Spotify, AT&T, Adobe — has a department whose entire job is to stop you from leaving. They have scripts, discounts, and win-back offers ready to deploy the moment you try to cancel.
The problem? They only offer these deals if you know how to ask.
LowerMySubs is your playbook against subscription overcharging.
Five ways we lower every subscription
1. RETENTION OFFERS
"Call this number. Say this script. Users report getting $10-25/mo off. Success rate: 65%."
Every service with a retention department gets a tested negotiation script and real success rate data.
2. HIDDEN DISCOUNTS
Student, military, senior, employee, annual billing — most services have 3-5 discounts they don't advertise.
We list every one.
3. PLAN DOWNGRADE CHECK
"You're on Premium ($22.99). Based on typical usage, Standard with Ads ($6.99) covers what you actually watch. Save $192/yr."
4. CHEAPER ALTERNATIVES
Same network. Same coverage. 60% less.
For every major subscription, we show the MVNO, free tier, or open-source alternative that does the same job.
5. CHURN-AND-RETURN TIMING
Cancel → wait for the win-back offer → resubscribe at a discount.
We track the timeline and typical offers for each service.
See it in action
Here's what you get for each service in your subscription list
Spotify Premium
$12.99/month
POTENTIAL SAVINGS
$84 - $155/year
💰 RETENTION OFFER
Chat support → mention switching to Apple Music. Users report 1-3 months free. Success: ~45%
🎓 HIDDEN DISCOUNT
Student plan $5.99/mo (save $84/yr). Duo plan $16.99 for 2 people ($8.50/person).
⬇️ DOWNGRADE
Free tier covers playlists with ads. Saves $155.88/yr.
🔄 CHURN & RETURN
Cancel → Spotify sends 3-month offer at $9.99 total within 14-30 days.
🆓 ALTERNATIVE
YouTube Music (free with ads), Funkwhale (self-hosted, free)
What other tools tell you vs. what we tell you
OTHER TRACKERS
LOWERMYSUBS
You spend $219/mo on subscriptions.
You're overpaying $127/mo. Here's exactly how to fix it.
Here's a list of your subscriptions.
Here's the retention script for each one, plus the hidden student discount you're missing.
Want us to cancel it? That'll be $4/mo.
Before you cancel, try this: call [number], say [script], 65% of users get $10-25/mo off.
Free. No bank login. No sign-up.
Savings playbooks for every category
Streaming — 25 services
Save on Netflix, Hulu, Disney+...
Cellphone Plans — 20 plans
Switch from Verizon to Visible, save $576/yr on the same network
Music — 8 services
Spotify retention tricks, free alternatives...
Productivity — 21 tools
Adobe alternatives that save $720/yr...
AI & Tech — 10 tools
Do you really need ChatGPT Plus AND Claude Pro?
+ 8 more categories
See how you compare.
After your audit, get a Spotify-Wrapped-style summary of your subscription life — shareable, roastable, and genuinely useful.
"You spend $1,804/year on subscriptions.
That's 31% less than average.
Your biggest waste? That gym membership you haven't used since March."
Frequently Asked Questions
Do I need to connect my bank account?
No. LowerMySubs is completely privacy-first. You manually add your subscriptions (or pick from our catalog). We never ask for bank access.
Is it really free?
Yes. The core audit experience — adding subscriptions, seeing your total spend, category breakdown, and sharing your audit report — is completely free. We offer an optional Pro plan for cloud sync, renewal reminders, and cancel guides.
Where is my data stored?
On the free tier, all your data is stored locally in your browser. Nothing is sent to our servers. If you upgrade to Pro, your data syncs to our encrypted cloud database so you can access it across devices.
Does it work outside the US?
Absolutely. Unlike Rocket Money or Trim which require US bank connections via Plaid, LowerMySubs works anywhere in the world. Just add your subscriptions and go.
How accurate is the average comparison?
We use the widely-cited C+R Research 2024 benchmark of $219/month as the average consumer subscription spend. Individual spending varies, but this gives you a useful reference point.